:root{--bg:#f6f2ea;--paper:#fffdf8;--ink:#25302f;--mut:#667471;--acc:#2f5d62;--acc2:#1f4247;--gold:#b08d57;--line:#e4dccd;--soft:#eaf0ee;--r:16px}
*{box-sizing:border-box}html{word-break:keep-all;scroll-behavior:smooth}
body{margin:0;background:var(--bg);color:var(--ink);font:17px/1.85 "Noto Sans KR","Malgun Gothic",system-ui,sans-serif;-webkit-font-smoothing:antialiased}
.wrap{max-width:980px;margin:0 auto;padding:0 20px}
h1,h2,h3,.logo{font-family:"Noto Serif KR","Batang",serif}
header{position:sticky;top:0;z-index:20;background:rgba(255,253,248,.92);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
header .wrap{display:flex;flex-wrap:wrap;align-items:center;gap:6px 22px;padding:10px 20px}
.logo{font-weight:700;font-size:22px;color:var(--acc2);text-decoration:none;letter-spacing:-.5px;display:flex;align-items:center;gap:8px}
.logo:before{content:"";width:10px;height:10px;border-radius:50%;background:var(--gold);display:inline-block}
nav{display:flex;flex-wrap:wrap;gap:2px 4px;margin-left:auto}
nav a{white-space:nowrap;color:var(--ink);text-decoration:none;font-size:15px;padding:6px 11px;border-radius:999px}
nav a:hover{background:var(--soft)}nav a.on{background:var(--acc);color:#fff}
main.wrap{padding-bottom:20px}
h1{font-size:30px;line-height:1.4;margin:34px 0 14px;color:var(--acc2);letter-spacing:-.5px}
h2{font-size:22px;margin:38px 0 10px;color:var(--acc2);padding-left:12px;border-left:4px solid var(--gold);line-height:1.4}
h3{margin:0 0 6px;font-size:18px;color:var(--acc)}
p{margin:10px 0}a{color:var(--acc)}
.lead{font-size:19px;color:#3d4a48;background:var(--paper);border:1px solid var(--line);border-radius:var(--r);padding:16px 18px}
.crumb{font-size:14px;color:var(--mut);margin:22px 0 0}.crumb a{color:var(--mut)}
/* hero */
.hero{position:relative;margin:20px 0 10px;padding:44px 28px;border-radius:24px;color:#fff;overflow:hidden;background:linear-gradient(135deg,#2f5d62 0%,#1f4247 60%,#183a3f 100%)}
.hero h1{color:#fff;font-size:34px;margin:0 0 12px}
.hero p{color:#e3eeec;font-size:18px;max-width:520px}
.hero svg{position:absolute;right:-30px;top:-20px;width:320px;height:320px;opacity:.9}
.hero .btn.ghost{color:#fff;border-color:rgba(255,255,255,.7)}
.hero .btn{background:var(--gold);color:#1d2a29;font-weight:700}
.btn,.btn:visited{display:inline-block;background:var(--acc);color:#fff;padding:13px 22px;border-radius:999px;text-decoration:none;border:0;font:inherit;font-weight:500;cursor:pointer;margin:4px 8px 4px 0;box-shadow:0 2px 0 rgba(0,0,0,.08)}
.btn.ghost{background:transparent;color:var(--acc);border:1.5px solid var(--acc)}
/* cards */
.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:14px;margin:14px 0}
.card{position:relative;background:var(--paper);border:1px solid var(--line);border-radius:var(--r);padding:18px 18px 16px;text-decoration:none;color:inherit;transition:.15s;overflow:hidden}
.card:before{content:"";position:absolute;left:0;top:0;bottom:0;width:4px;background:var(--gold)}
.card:hover{transform:translateY(-2px);box-shadow:0 8px 20px rgba(31,66,71,.1);border-color:var(--acc)}
.card p{margin:0;color:var(--mut);font-size:15px;line-height:1.65}
/* steps */
ol.steps,main>section>ol{counter-reset:s;list-style:none;padding:0}
ol.steps li,main>section>ol li{counter-increment:s;position:relative;background:var(--paper);border:1px solid var(--line);border-radius:var(--r);padding:14px 16px 14px 62px;margin:10px 0}
ol.steps li:before,main>section>ol li:before{content:counter(s);position:absolute;left:14px;top:50%;transform:translateY(-50%);width:34px;height:34px;border-radius:50%;background:var(--acc);color:#fff;display:grid;place-items:center;font-weight:700;font-family:"Noto Serif KR",serif}
ul{padding-left:20px}li{margin:4px 0}
ul.check{list-style:none;padding-left:0}ul.check li{background:var(--paper);border:1px solid var(--line);border-radius:12px;padding:10px 14px 10px 44px;position:relative;margin:8px 0}
ul.check li:before{content:"";position:absolute;left:14px;top:14px;width:18px;height:18px;border:2px solid var(--acc);border-radius:5px}
.note{color:#56635f;font-size:15px;background:#f1ece0;border-left:4px solid var(--gold);padding:11px 15px;border-radius:10px}
.warn{background:#fbefe3;border:1px solid #ecd3b6;padding:11px 15px;border-radius:12px;font-size:15px}
details{background:var(--paper);border:1px solid var(--line);border-radius:12px;padding:12px 16px;margin:10px 0}summary{cursor:pointer;font-weight:600;color:var(--acc2)}
dl.gl{background:var(--paper);border:1px solid var(--line);border-radius:var(--r);padding:6px 20px 14px}
dl.gl dt{font-weight:700;margin-top:14px;color:var(--acc);font-family:"Noto Serif KR",serif}dl.gl dd{margin:2px 0 0}
.cta{background:linear-gradient(135deg,#eaf0ee,#f3ece0);border:1px solid var(--line);border-radius:20px;padding:14px 22px 18px;margin:40px 0 10px;text-align:center}
.cta p{margin:6px 0}
.trust{background:var(--paper);border:1px solid var(--line);border-radius:var(--r);padding:8px 22px 14px;margin-top:30px}
.contact .btn{font-size:20px;padding:16px 28px}
footer{background:#1f4247;color:#c9d9d6;margin-top:50px;padding:26px 0;font-size:14px}
footer a{color:#fff}footer p{margin:6px 0}
.callfab{position:fixed;right:16px;bottom:16px;z-index:30;background:var(--gold);color:#1d2a29;text-decoration:none;font-weight:700;padding:13px 20px;border-radius:999px;box-shadow:0 6px 18px rgba(0,0,0,.25);font-size:16px}
@media(max-width:640px){body{font-size:16.5px}h1{font-size:25px}.hero{padding:30px 20px;border-radius:18px}.hero h1{font-size:26px}.hero svg{width:220px;height:220px;right:-50px;top:-30px;opacity:.5}nav{margin-left:0}header .wrap{padding:8px 14px}.wrap{padding:0 14px}}
@media print{header,footer,.callfab,.cta{display:none}}

.hero{display:grid;grid-template-columns:1.15fr .85fr;gap:18px;align-items:center;padding:44px 34px}
.hero:before{content:"";position:absolute;right:-90px;top:-90px;width:380px;height:380px;border:1.5px solid rgba(255,255,255,.14);border-radius:50%;box-shadow:0 0 0 38px rgba(255,255,255,.04),0 0 0 80px rgba(255,255,255,.03)}
.hero-in{position:relative}
.note-art{position:relative;display:flex;justify-content:center;padding:6px 0}
.paper{position:relative;width:260px;background:#fffdf6;color:#25302f;border-radius:6px 14px 14px 6px;padding:30px 24px 24px 34px;transform:rotate(3deg);box-shadow:0 18px 40px rgba(0,0,0,.35);
background-image:repeating-linear-gradient(#fffdf6 0 35px,#e7dfcb 35px 36px);border-left:10px solid #b08d57}
.paper .ttl{font-family:"Noto Serif KR",serif;font-weight:700;font-size:21px;color:#1f4247;margin:-6px 0 12px}
.paper ul{list-style:none;padding:0;margin:0}
.paper li{display:flex;align-items:center;gap:10px;height:36px;margin:0;font-weight:500;font-size:17px}
.paper li i{font-style:normal;width:26px;height:26px;border-radius:50%;background:#2f5d62;color:#fff;display:grid;place-items:center;font-size:14px;font-weight:700;font-family:"Noto Serif KR",serif;flex:none}
.paper .tape{position:absolute;top:-12px;left:50%;width:84px;height:24px;margin-left:-30px;background:rgba(176,141,87,.55);transform:rotate(-4deg)}
.paper .sticker{position:absolute;right:-26px;bottom:-30px;width:90px;height:90px;transform:rotate(12deg);filter:drop-shadow(0 4px 6px rgba(0,0,0,.25))}
.cards.four{grid-template-columns:repeat(auto-fit,minmax(210px,1fr))}
@media(max-width:760px){.hero{grid-template-columns:1fr;padding:30px 20px 40px}.paper{width:240px;transform:rotate(2deg);margin:6px 0 20px}.hero:before{opacity:.5}}